Mortgage File QC & Compliance Support

Service Description

Our Post-Closing Quality & Compliance Support Services are designed to enhance loan integrity, strengthen regulatory adherence, and safeguard lender salability across the full post-closing lifecycle. We deliver structured, risk-aligned quality control solutions that validate closed loan packages, identify and remediate defects, and ensure every loan satisfies TRID, agency, investor, and institutional compliance standards. Operating as an extension of your internal quality, compliance, and post-funding operations teams, we reinforce internal controls, streamline operational workflows, and reduce exposure to regulatory, collateral, and investor-related risk. Our support model is built to increase accuracy, accelerate defect resolution, and maintain fully audit-ready loan files. Our comprehensive service offering includes: -Post-funding quality control and compliance audits to validate document accuracy, completeness, and TRID-level compliance. -Investor delivery preparation and suspense clearing to expedite purchase eligibility and reduce investor exceptions. -Mortgage insurance (MI) activation and MERS registration/transfer management to ensure timely, accurate post-closing data integrity. -Trailing document tracking and collateral file remediation to complete loan packages, resolve deficiencies, and maintain delivery readiness. -Title defect identification, coordination, and lien enforceability support to strengthen collateral protection and mitigate curative delays. -Servicing transfer package review and reconciliation to support clean, compliant servicing onboarding. -Defect trend reporting and operational risk analysis to inform process improvements and reduce recurring exceptions. -Internal QC, compliance assurance, and audit readiness assistance to support examinations, agency reviews, and internal oversight requirements. By integrating proven QC methodologies, regulatory awareness, and meticulous document management, our services help lenders maintain compliance certainty, improve operational efficiency, and protect loan quality from closing through delivery.